Great Advice !!!

Discussion in 'Safety valve' started by aabbccdd, Mar 9, 2006.

  1. aabbccdd

    aabbccdd Guest

    i got this email from a very good freind and thought i pass on the info.good sound advice .....

    >>>>> > ATTORNEY'S ADVICE -- NO CHARGE

    >>>>> >

    >>>>> > Read this and make a copy for your

    >>>>> > files in case you need to refer to it someday. Maybe

    >>>>> > we should all take some of his advice! A corporate

    >>>>> > attorney sent the following out to the employees in his

    >>>>> > company.

    >>>>> >

    >>>>> > 1. Do not sign the back of your

    >>>>> > credit cards. Instead, put "PHOTO ID REQUIRED".

    >>>>> >

    >>>>> > 2. When you are writing checks to pay

    >>>>> > on your credit card accounts, DO NOT put the

    >>>>> > complete account number on the "For" line. Instead,

    >>>>> > just put the last four numbers. The credit card company

    >>>>> > knows the rest of the number, and anyone who might be

    >>>>> > handling your check as it passes through all the check

    >>>>> > processing channels won't have access to it.

    >>>>> >

    >>>>> > 3. Put your work phone # on your checks

    >>>>> > instead of your home phone. If you have a PO Box use

    >>>>> > that instead of your home address. If you do not have a

    >>>>> >PO Box, use your work address. Never have your SS#

    >>>>> > printed on your checks. (DUH!) You can add it if it is

    >>>>> > necessary. But if you have it printed, anyone can get it.

    >>>>> >

    >>>>> > 4. Place the contents of your wallet

    >>>>> > on a photocopy machine. Do both sides of each

    >>>>> > license, credit card, etc. You will know what you had in

    >>>>> > your wallet and all of the account numbers and phone

    >>>>> > numbers to call and cancel. Keep the photocopy in a

    >>>>> > safe place. I also carry a photocopy of my passport

    >>>>> > when I travel either here or abroad. We've all heard

    >>>>> > horror stories about fraud that's committed on us in

    >>>>> > stealing a name, address, Social Security number,

    >>>>> > credit cards.

    >>>>> >

    >>>>> > Unfortunately, I, an attorney,

    >>>>> > have firsthand knowledge because my wallet was stolen

    >>>>> > last month. Within a week, the thieve(s) ordered an

    >>>>> > expensive monthly cell phone package, applied for a

    >>>>> > VISA credit card, had a credit line approved to buy a

    >>>>> > Gateway computer, received a PIN number from DMV to

    >>>>> > change my driving record information online, and more.

    >>>>> > But here's some critical information to limit the damage in

    >>>>> > case this happens to you or someone you know:

    >>>>> >

    >>>>> > 5. We have been told we should cancel our

    >>>>> > credit cards immediately. But the key is having the toll free

    >>>>> > numbers and your card numbers handy so you know whom

    >>>>> > to call. Keep those where you can find them.

    >>>>> >

    >>>>> > 6. File a police report immediately in the

    >>>>> > jurisdiction where your credit cards, etc., were stolen.

    >>>>> >This proves to credit providers you were diligent, and this

    >>>>> > is a first step toward an investigation (if there ever is one).

    >>>>> >

    >>>>> > But here's what is perhaps most

    >>>>> > important of all: (I never even thought to do this.)

    >>>>> >

    >>>>> > 7. Call the 3 national credit

    >>>>> > reporting organizations immediately to place a fraud

    >>>>> > alert on your name and also call the Social Security

    >>>>> > fraud line number. I had never heard of doing that until

    >>>>> > advised by a bank that called to tell me an application

    >>>>> > for credit was made over the Internet in my name. The

    >>>>> > alert means any company that checks your credit knows

    >>>>> > your information was stolen, and they have to contact

    >>>>> > you by phone to authorize new credit.

    >>>>> >

    >>>>> > By the time I was advised to do this,

    >>>>> > almost two weeks after the theft, all the damage had

    >>>>> > been done. There are records of all the credit checks

    >>>>> > initiated by the thieves' purchases, none of which I knew

    >>>>> > about before placing the alert. Since then, no additional

    >>>>> > damage has been done, and the thieves threw my

    >>>>> > wallet away this weekend (someone turned it in). It

    >>>>> > seems to have stopped them dead in their tracks.

    >>>>> >

    >>>>> > Now, here are the numbers you always

    >>>>> > need to contact about your wallet, etc., has been

    >>>>> > stolen:

    >>>>> >

    >>>>> > 1.) Equifax: 1-800-525-6285

    >>>>> >

    >>>>> > 2.) Experian (formerly TRW):

    >>>>> > 1-888-397-3742

    >>>>> >

    >>>>> > 3.) Trans Union: 1-800-680-7289

    >>>>> >

    >>>>> > 4.) Social Security Administration

    >>>>> > (fraud line): 1-800-269-0271

    >>>>> >

    >>>>> > We pass along jokes on the Internet;

    >>>>> > we pass along just about everything.

    >>>>> >

    >>>>> > If you are willing to pass this information

    >>>>> along, it could really help someone that you care about.

    >>>>
     
  2. boxwrench

    boxwrench Guest

    Thank you,very usefull information.
     
  3. aabbccdd

    aabbccdd Guest

    yeah it happened to a freind of mine its no fun to go though ,i already did my credit cards "PHOTO ID REQUIRED". and will follow up with the rest of it soon
     
  4. gerry1

    gerry1 Guest

    Yes, very useful indeed aabbccdd ... we received the same in an email at work and I followed most of it. Thanks for sharing it and others would be wise to take a look.
     
  5. tocool4u

    tocool4u Guest

    Yes i remebr that when i am old enough to get a checking account
     
  6. ireland

    ireland Active member

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    another tip,

    for years we never put our names or address or telephone number on out checks..that was incase we lost them or a person tried to copy our checks as there is no way for them to sigh them.as our names are not on the checks.

    our checks are titled like this.

    ireland and bride

    at first we had problems,after the merchants got to know us..
    then no problems..
    paying bill with those checks we never had a problem..
     
  7. gerry1

    gerry1 Guest

    @tocool4u...how old are you, me boy?
     
  8. tocool4u

    tocool4u Guest

    Not that old........Why

    Is that date in your sig real
     
    Last edited by a moderator: Mar 9, 2006
  9. gerry1

    gerry1 Guest

    No real reason...just got a chuckle out of the checking account remark LOL! I'm not sure what date you're speaking of but I'm a seriously old fart of 53.
     
  10. tocool4u

    tocool4u Guest

    Yea probubly not for another 4 more years till iget one
     
  11. aabbccdd

    aabbccdd Guest

    lol tocool4u my check number is close to 10,000 ,wow its hard to belive i have written 10,000 checks in my life wish i had all that money i have written out lol
     
  12. ~RoNin~

    ~RoNin~ Regular member

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    I've written less than a hundred checks. The rest of the time I use my Visa Check Card. I've probubly used it about three thousand times tho..
     
  13. ireland

    ireland Active member

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    ~RoNin~
    thanks for posting ye card..,now we all can test it out...
    [​IMG]
     
  14. ireland

    ireland Active member

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    ~RoNin~
    i can hear it now,from ye!!!!!
    [​IMG]
     
  15. ~RoNin~

    ~RoNin~ Regular member

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    hahaha. I did lose it one night at a bar. I went to the bank the next morning and cancelled it before anyone could run up a huge bill!
     
  16. rihgt682

    rihgt682 Regular member

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    @RoNin~
    where did you get your sig at?
     
  17. tocool4u

    tocool4u Guest

    @rihgt682

    it's a sticky on this forum you can even make your own
     
  18. DVDBack23

    DVDBack23 Administrator Staff Member

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    rihgt682,

    If you want a personalized userbar, just PM me with what you want and ill get it to ya ;)
     

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